Money Talk!
Don’t be shy about talking money with your agent! Buying a home is a major investment, and open conversations about finances will help you make smart decisions.
Key numbers to discuss:
- Pre-approval amount vs. your ideal monthly payment – Just because you’re approved for a certain amount doesn’t mean you have to spend it.
- Upfront costs before closing – Understand expenses like inspections, appraisals, and option fees.
- How your agent is paid – A good agent will be transparent about commissions and how they work.
Numbers your agent doesn’t need to know:
- Your full savings balance – Your agent just needs to know you have the necessary funds to close.
- Your total debts – Your lender handles this when determining your loan approval.
- Every financial detail of your life – Keep it relevant to your home purchase!
The more you know, the more confident you’ll feel in your purchase!
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